How Much Do Banks Charge to Notarize a Document?

Notarization certifies the authenticity of a signature on a document, helping deter fraud and ensure its integrity. Many individuals seek notary services at banks due to their widespread presence and perceived reliability. This article outlines the costs and procedures for obtaining notary services at banking institutions.

Notary Fees at Banks

Banks often provide notary services, and the associated fees can vary significantly based on whether you are an account holder. Many major banks offer complimentary notary services to their existing customers. This service typically extends to various account types. This practice is a common benefit.

For individuals who do not hold an account with the bank, a fee generally applies for notary services. This charge can range from approximately $10 to $30 per notarized signature, depending on the specific bank’s policy. Some states regulate and set a maximum fee per notarial act, which banks must adhere to. These maximums often fall within the $10 to $15 range per signature.

Preparing for Notarization at a Bank

Before visiting a bank for notary services, gather specific items. You must bring a valid, government-issued photo identification. Acceptable forms of identification include a driver’s license, a state identification card, or a passport.

The document requiring notarization should be complete but remain unsigned until you are in the presence of the notary public. All individuals whose signatures require notarization must be physically present at the time of the notarization.

Finding a Notary at Your Bank

Locating an available notary requires a few steps. A practical first approach is to check the bank’s official website, where notary availability is often listed. Some bank websites may even allow you to search for specific branches that have notaries on staff.

Calling your local bank branch directly is an effective way to confirm notary availability and their operating hours. It is advisable to call ahead because not all bank staff are commissioned notaries, and a notary might not be present at all times. Upon arrival at the bank, you can inquire at the customer service desk or with a teller about their notary services, and they can direct you to an available notary if one is on duty.

Other Notary Service Providers

While banks are a common choice, several other providers offer notary services. Mail service centers, such as The UPS Store and FedEx Office locations, frequently have notaries available. Fees at these establishments typically range from $5 to $15 per signature, often adhering to state regulations.

Public notaries can also be found in various professional settings, including legal offices, real estate offices, and as independent professionals. Credit unions often provide notary services with policies similar to those of traditional banks, sometimes offering free services to their members. Online notary services have also emerged, allowing for remote notarization, though specific requirements and fees for these services can vary.