How Much Am I Supposed to Tithe From Income?
Navigate the complexities of tithing. Gain insights into its core principles and how different approaches shape giving from your income.
Tithing is a long-standing practice of giving a portion of one’s income or resources, typically to a religious organization. This tradition supports religious bodies, fosters community, and expresses faith and gratitude.
Biblical Foundations of Tithing
The roots of tithing trace back to ancient religious texts, particularly within the Old Testament. Early examples include Abraham giving a tenth of his spoils to Melchizedek, a priest-king. Under the Mosaic Law, tithing became a structured religious duty for the Israelites, requiring a tenth of agricultural produce, livestock, and income to support the Levites. The “tenth” was considered holy and set apart for divine purposes.
In the New Testament, a specific percentage is not re-established as a legal requirement. The focus shifts towards generosity, cheerful giving, and giving according to one’s ability. Jesus affirmed tithing in principle, emphasizing it should be done alongside justice, mercy, and faithfulness. This highlights a move from a mandatory obligation to a voluntary expression of faith.
Calculating the Tithe
A common discussion point in contemporary tithing involves whether the calculation should be based on “gross income” or “net income.” Gross income refers to earnings before any deductions, such as taxes, social security contributions, or insurance premiums. Proponents of tithing on gross income often cite the concept of “first fruits,” suggesting that giving should come from the initial and best portion of one’s earnings, before other financial obligations are met. This approach views deductions as secondary to the commitment of giving.
Alternatively, some individuals choose to calculate their tithe based on net income, which is the amount remaining after taxes and other mandatory deductions have been withheld. Those who favor tithing on net income may argue that the portion used for taxes never truly enters their possession as spendable income. For self-employed individuals, tithing is typically calculated on net profits after business expenses, but before personal taxes. Income generally considered tithable includes salaries, wages, bonuses, investment income, and capital gains from profitable sales. However, gifts, inheritances, social security benefits, welfare payments, and loans are typically not considered tithable, as they are not seen as direct “increase” from productive effort.
Variations in Practice and Interpretation
The interpretation and application of tithing vary significantly among different religious denominations and individual believers. While many traditions suggest a 10% tithe of income, others emphasize giving “as you are able” or proportionately, recognizing diverse financial capacities. Some religious organizations adhere strictly to the 10% figure as a foundational practice, viewing it as a tangible expression of obedience and trust. Other groups may encourage generosity without stipulating a fixed percentage, focusing instead on the spirit of giving.
For many, the decision of “how much” to tithe is a matter of personal conviction and faith. This personal approach can lead to differing amounts or methods of giving, reflecting an individual’s unique financial situation and spiritual journey. The practice can also extend beyond a strict financial calculation, encompassing the idea of giving based on overall increase or blessings received, rather than solely on a fixed percentage of income. This flexibility acknowledges that financial circumstances and personal beliefs shape how individuals engage with the principle of giving.
Giving Beyond the Tithe
Beyond the traditional understanding of tithing, which often refers to the first tenth of one’s income, many religious and charitable contexts recognize additional forms of contributions known as “offerings.” Offerings are voluntary contributions given in addition to, or separate from, the tithe, often directed toward specific needs, projects, or charitable causes. These additional gifts allow individuals to express further generosity beyond a set percentage.
Generosity extends beyond financial contributions to include the giving of time and talents. Many individuals contribute to their communities by volunteering their time, skills, and expertise to support various initiatives. This might involve direct service, such as assisting at a local shelter, or indirect support, like providing professional advice to a non-profit organization. Such non-financial contributions are highly valued, demonstrating that the spirit of giving encompasses a broad commitment to supporting others and advancing causes beyond monetary donations.