How Many Apartments Should I Apply To?

Finding an apartment can be challenging, involving application procedures and non-refundable fees. Approaching the application phase strategically can streamline your search and increase your chances of securing a desired residence.

Key Factors to Consider

The number of apartment applications to submit depends on personal and market factors. Market competitiveness impacts the process; high-demand areas lead to more selective approvals, while less competitive markets offer more flexibility and higher approval chances with fewer applications.

Financial profile and rental history also play a role. Landlords assess credit scores, preferring those above 700, though scores above 620 are often accepted. Income is another factor, with many landlords requiring gross monthly income to be at least two to three times the monthly rent.

A strong rental history, showing consistent on-time payments and responsible tenancy, improves chances. Move-in urgency also affects strategy; a shorter timeline may require more applications. Budget for non-refundable application fees, which range from $30 to $80 per adult.

Preparing Your Application

Gather all necessary information and documents before applying. Government-issued identification, like a driver’s license or passport, is required for identity verification. Proof of income is needed, such as recent pay stubs, an employment offer letter, or for self-employed individuals, tax returns or bank statements. Bank statements can also show financial stability and available funds for deposits and initial rent.

Provide contact information for previous landlords to verify rental history and tenant conduct. Some landlords may request personal or professional references. Your credit report and background check provide insights into your financial responsibility and criminal history. Have funds ready for non-refundable application fees, a security deposit (often one or two months’ rent), and the first month’s rent for a successful application.

How Many Applications to Submit

The number of applications to submit varies based on qualifications and market conditions. A common guideline suggests applying to three to five properties that align with your preferences and financial capabilities. This range provides a balance, increasing your chances of approval without incurring excessive application fees.

If qualifications (e.g., high credit score, strong income-to-rent ratio) are exceptional and the market is less competitive, apply to two or three top choices. If qualifications are moderate or the market is highly competitive, submitting five or more applications is a prudent strategy. Staggering applications, rather than submitting all at once, can gauge initial interest and feedback. If you receive multiple approvals, carefully review each offer, as accepting one might mean forfeiting any holding fees paid for other properties.

Navigating the Application and Approval Process

After preparing documents and deciding on the number of applications, the next step is submission. Most landlords offer online portals, while some require in-person paper applications. Non-refundable application fees are required upfront upon submission.

After receiving your application, landlords initiate background and credit checks. This involves reviewing financial history, criminal records, and sometimes contacting references or previous landlords. Communication timelines vary; approvals are often within 24 to 72 hours, though some cases take up to a week. Upon approval, you sign a lease agreement and pay the security deposit and first month’s rent. If denied, the landlord provides a reason, which can help you improve future applications.

Citations:
Experian. “What Is a Good Credit Score to Rent an Apartment?” Accessed August 29, 2025.
TransUnion. “What Credit Score Do You Need to Rent an Apartment?” Accessed August 29, 2025.
Zillow. “How Much Income Do You Need to Afford Rent?” Accessed August 29, 2025.
Apartment Guide. “How Much Are Apartment Application Fees?” Accessed August 29, 2025.
Consumer Financial Protection Bureau. “A Summary of Your Rights Under the Fair Credit Reporting Act.” Accessed August 29, 2025.