How Long Does an Underdog Withdrawal Take?

Understanding the withdrawal process is an important aspect of managing funds on Underdog Fantasy. This guide explains the various methods available for withdrawing winnings, their typical processing times, and potential factors that might influence how quickly funds arrive. It also provides steps to take if a withdrawal experiences an unexpected delay.

Available Withdrawal Methods and Their Timelines

All withdrawal requests first undergo an internal review and approval by Underdog Fantasy, typically taking 24 to 72 hours. This initial processing period is consistent across all methods before funds are released.

Underdog Fantasy provides several methods for users to withdraw their winnings:
PayPal: Usually processes within 24 to 72 hours after internal approval. Some users report receiving funds within 1-2 business days.
Online banking via Trustly: Generally takes 1 to 3 business days for funds to settle after Underdog’s processing.
Debit card withdrawals: Specifically to Visa debit cards previously used for deposits, typically settle within 24 hours.
Interchecks: Offers direct deposit, eChecks, and physical checks. Direct deposits and eChecks can take up to 5 business days. Physical checks may take up to 7 business days to arrive.

All withdrawals from Underdog Fantasy are free of charge, with a minimum withdrawal amount of $10. If the account balance is less than $10, the full remaining balance can be withdrawn.

Factors That Can Affect Withdrawal Speed

Several elements can influence how long a withdrawal takes, potentially extending beyond typical timelines. Underdog Fantasy performs internal security reviews on all withdrawals to protect user accounts and ensure compliance with financial regulations. This standard review process is part of the initial 24 to 72-hour processing period.

Other factors include:
Larger withdrawal amounts: These might trigger additional security checks, which could lead to further delays.
Account verification: Accounts requiring identity, address, or payment method verification will experience delays until all necessary information is confirmed. Identity verification is generally prompted upon account creation.
External factors: Banking holidays and weekends do not count as business days and can extend processing times for bank transfers and other methods.
High transaction volumes: Increased platform activity can contribute to longer processing periods.
Initial or new payment method withdrawals: These may take longer due to preliminary security checks.
Bonus cash: Funds classified as “bonus cash” must be played through in contests before they become eligible for withdrawal.

What to Do If There’s a Delay

If a withdrawal takes longer than the expected timeframe, users can take several practical steps:
Check Account Status: Check your Underdog Fantasy account for any status updates on the withdrawal.
Verify Email: Verify your email, including spam or junk folders, for confirmation emails that may require action or provide status updates.
Confirm Linked Account: After confirming the withdrawal request and allowing the full stated processing time to pass, including Underdog’s internal 72-hour review and the method-specific settlement period, check your linked payment account. This ensures the funds have not already arrived.
Contact Support: If the withdrawal is still pending or delayed, contact Underdog Fantasy customer support. Support can typically be reached through the “Contact Support” link within the app, via email, or by phone.
Provide Details: When contacting support, have specific details ready, such as the withdrawal date, the exact amount, the chosen withdrawal method, and any transaction IDs.
Trustly Support: For delays specifically involving online banking withdrawals via Trustly, users also have the option to contact Trustly Support directly for assistance.
Avoid Canceling: Avoid excessively canceling and re-requesting a withdrawal, as this action can reset the processing timeframe and potentially lead to account review.