How Long Do Chase Points Take to Transfer?

Chase Ultimate Rewards points are a flexible rewards currency. Among these, transferring points to travel partners often provides the most significant value, particularly for flights and hotel stays. This strategy allows individuals to leverage their points for aspirational travel.

Transfer Times to Travel Partners

Transferring Chase Ultimate Rewards points to airline and hotel loyalty programs typically occurs quickly, with many partners processing transfers instantly. For instance, points transferred to United Airlines MileagePlus, Southwest Airlines Rapid Rewards, and World of Hyatt accounts are frequently available immediately. This speed is beneficial for securing time-sensitive award availability.

While many transfers are instant, some partners may require a longer processing period. Virgin Atlantic Flying Club transfers usually post immediately, but allow up to 48 hours for points to appear. Similarly, transfers to British Airways Executive Club generally process swiftly, though some users have reported waiting between 20 hours and a few days for points to appear.

For certain hotel and airline programs, transfers can take several days. Marriott Bonvoy transfers typically complete within 24 to 48 hours, but they may take up to seven business days. Singapore Airlines KrisFlyer also has a longer processing time, often taking 24 to 48 hours, and in some instances, up to seven days. Chase generally advises allowing up to seven business days for all partner transfers, though most often complete much sooner. All transfers occur at a 1:1 ratio, and transfers must be made in 1,000-point increments.

Transferring Points Between Chase Accounts

Chase Ultimate Rewards allows points to be transferred between different Chase accounts. This includes moving points between various cards held by the same individual or combining points with one household member who shares the same address. These internal transfers are generally instant, providing immediate access to pooled points.

Combining points can help accumulate a larger balance for a specific redemption, such as a high-value flight or hotel stay. For transfers to a household member, an initial phone call to Chase customer service may be required to link accounts, after which subsequent transfers can typically be managed online.

Initiating and Tracking Point Transfers

Initiating a point transfer from your Chase Ultimate Rewards account. Begin by logging into your Chase account and navigating to the Ultimate Rewards portal. Within the portal, locate the “Transfer to Travel Partners” section, where you will find a list of available airline and hotel loyalty programs.

Next, select your desired travel partner and enter the number of points you wish to transfer. The name on your Chase account must match the name on your loyalty program account to avoid any transfer complications. Once confirmed, the transfer is typically irreversible, so verifying award availability with the partner program before initiating the transfer is recommended.

After initiating the transfer, you can monitor its progress. Chase usually sends email confirmations regarding the status of your transfer request. The most effective way to track the transfer is by regularly checking your linked airline or hotel loyalty account for the updated point balance. If a transfer appears delayed beyond the typical timeframe, contacting Chase customer service with your transaction details can help resolve issues.