How Can I Check My Bank Verification Number?

A Bank Verification Number (BVN) in Nigeria serves as a unique 11-digit identifier for individuals across the country’s banking industry. Launched by the Central Bank of Nigeria (CBN) in collaboration with Nigerian banks, the BVN links all bank accounts belonging to a single individual. This system enhances security, prevents fraud and identity theft, and strengthens the banking infrastructure. Knowing your BVN is important for various financial transactions, including account linking, loan applications, and accessing digital banking services.

Retrieving Your BVN with a USSD Code

One accessible method to retrieve your Bank Verification Number is through a USSD (Unstructured Supplementary Service Data) code. This method is widely available across major mobile networks in Nigeria, including MTN, Airtel, Glo, and 9mobile. To use this service, simply dial 5650# from the mobile phone number you registered during your BVN enrollment.

Your 11-digit BVN appears on your screen. A service fee is charged for each inquiry, usually around ₦20, so ensure you have sufficient airtime. This USSD method works on any mobile phone, even without internet access, making it a convenient option. However, if the registered phone number is no longer active or is linked to multiple BVNs, this method may not work, requiring alternative approaches.

Retrieving Your BVN Through Bank Channels

If the USSD method is not feasible, you can check your Bank Verification Number through various banking channels. One option is visiting any branch of your bank. Bring a valid form of identification, such as a National ID or driver’s license, to verify your identity. Bank staff can assist in retrieving your BVN once your identity is confirmed.

Many Nigerian banks also offer BVN checking through their online banking platforms or mobile applications. After logging into your bank’s mobile app, look for sections like “Profile” or “Account Info” where your BVN is usually displayed. You can also contact your bank’s customer service for assistance. Be prepared to provide personal details for verification.

Addressing BVN Access Challenges

If retrieving your Bank Verification Number proves challenging, such as having a lost or inaccessible registered phone number, visit the bank branch where the BVN was initially registered. At the bank, you can request an update to your registered phone number or retrieve your BVN after verifying your identity with valid identification.

If the retrieved BVN appears incorrect or has verification issues, contact your bank directly for assistance in rectifying discrepancies. Another option is reaching out to the Nigeria Inter-Bank Settlement System (NIBSS) helpdesk, via their toll-free number or email, providing your full name, date of birth, and the phone number linked to your BVN for verification. If you discover you do not have a BVN, enrollment is necessary by visiting a bank branch with valid identification for biometric data capture.