Forgot to Sign Your Tax Return? Here’s What to Do Next
Learn the steps to take if you forgot to sign your tax return, including how to address IRS notifications and avoid potential penalties.
Filing taxes can be a challenging process, and in the rush to meet deadlines, important details can be overlooked. One common mistake is forgetting to sign your tax return, a seemingly minor error that can have significant consequences. An unsigned return is considered invalid, delaying processing and potentially causing complications with the IRS. Understanding how to address this issue promptly is crucial to avoid delays or penalties.
Immediate Consequences of an Unsigned Return
An unsigned tax return is treated as unfiled by the IRS. Without a signature, the return is invalid and won’t be processed. This can delay refunds and disrupt financial plans, especially if the taxpayer was counting on the refund for immediate expenses. If the return includes a payment, the IRS will not process it until the return is signed, which may result in interest accruing on unpaid taxes. Many taxpayers remain unaware of this issue until they experience delays or receive a notification from the IRS.
IRS Notification and Request for Signature
When the IRS identifies an unsigned return, it sends a formal notice, typically via mail, such as a CP80 or CP81. These notices outline the issue and provide instructions for correcting it. Taxpayers must ensure their mailing address is up to date with the IRS to receive such correspondence.
The notice includes detailed steps for resolving the issue, usually requiring the taxpayer to sign the provided form and return it. Often, a pre-addressed envelope is included to facilitate the process. Taxpayers should follow the instructions carefully and meet any deadlines to avoid further delays. Retaining a copy of the signed form and using certified mail to confirm delivery are prudent steps.
Actions to Correct the Error
After receiving notification from the IRS, taxpayers should act quickly. The IRS typically requires a signed copy of the original return, which may involve using Form 8453 for electronically filed returns. If the return was submitted on paper, signing and resubmitting the original document is usually sufficient. Including all supporting documents, such as W-2s or 1099s, helps prevent additional issues.
In complex cases, such as those involving multiple schedules or foreign income disclosures, consulting a tax professional may be beneficial. A professional can assist with navigating the correction process and ensuring the return is accurate and compliant with IRS regulations.
Possible Penalties and Additional Costs
Submitting an unsigned tax return can lead to financial penalties. The IRS considers the return unfiled, which may result in late-filing penalties of up to 5% of unpaid taxes per month, capped at 25%. Even taxpayers expecting a refund may face delays in receiving it until the return is properly filed.
If taxes remain unpaid, interest accrues daily on the outstanding amount, increasing the taxpayer’s liability. This can significantly affect financial plans, especially for those relying on refunds for investments or expenses. Addressing the issue promptly minimizes these risks.
Verifying the Corrected Return’s Processing Status
After submitting the corrected return, taxpayers should confirm its processing status. The IRS’s “Where’s My Refund?” tool provides updates on refund status, requiring the taxpayer’s Social Security number, filing status, and expected refund amount. For returns with outstanding balances, the “View Your Tax Account” tool offers a comprehensive account overview, including payments and amounts owed.
Processing times may vary, particularly during peak tax season, so persistence is crucial. If issues persist, contacting the IRS directly, potentially with the help of a tax professional, can ensure effective resolution.