Does Your Bank Provide Notary Services?
Explore if your bank offers notary services and understand the straightforward process for authenticating your important documents.
A notary public is an official appointed by a state government to serve the public as an impartial witness to the signing of important documents. This role helps to deter fraud and ensure the authenticity of signatures. Notaries verify the identity of the signer and confirm they are signing willingly and are aware of the document’s contents. Notarized documents are often required for legal and financial matters, ensuring the signature is genuine and not made under duress.
Notary Services at Banks
Many banks offer notary services as a convenience to their customers, though availability varies significantly by bank and branch. Some banks, such as Bank of America and Chase, specifically mention offering notary services. These services are often provided free of charge to account holders.
For individuals who are not account holders, banks may still offer notarization, but typically for a small fee, which can range from $5 to $20 per document or signature. It is always advisable to contact your bank branch directly or check their official website before visiting to confirm notary availability, any specific requirements, and their operating hours for these services.
What to Bring for Notarization
When preparing to have a document notarized, you must present specific items to the notary public. A valid, unexpired government-issued photo identification is required to verify your identity. Acceptable forms of ID generally include a state-issued driver’s license, a state-issued identification card, a U.S. military ID, or a U.S. passport. The name on your identification must match the name on the document.
You must bring the complete document(s) that require notarization. Do not sign the document beforehand, as the notary must witness your signature. The document should be entirely filled out, as notaries are not permitted to provide legal advice or assist in completing forms. In situations where the document requires additional witnesses, these individuals must also be present with their own valid identification.
How to Get Your Document Notarized
To begin the notarization process, contact your bank branch by phone or visit its official website to confirm the availability of a notary public. Inquire about their specific hours for notary services and whether an appointment is necessary. This initial contact also allows you to ascertain if there are any fees, especially if you are not an account holder, as costs can vary.
During your visit, the notary will first ask to see your valid government-issued photo identification to verify your identity. After confirming your identity, the notary will review the document to ensure it is complete and ready for notarization. You will then sign the document in the notary’s presence. Following your signature, the notary will complete their notarial certificate, apply their official signature, and affix their seal to the document. This process ensures the document is properly attested and legally recognized.