Does the Bank Notarize Documents?

Many banks provide notary services. While not every branch offers this service, it is a common offering. Individuals often seek a notary at their bank due to accessibility and perceived trustworthiness.

Availability of Notary Services at Banks

Large national banks, as well as many local credit unions, commonly have notaries on staff. This service is frequently offered as a complimentary benefit to account holders. Non-customers, however, may encounter a service fee or be denied the service, as banks prioritize their established clientele. For non-customers, fees can range from a few dollars to around $15 per signature, depending on the bank’s policy and state regulations.

Before visiting, contact the specific bank branch to confirm notary availability. Not all branches have a notary available at all times, and some may require an appointment. This call helps ensure a notary is present and can assist with your document needs, preventing a wasted trip.

Preparing for Notarization at a Bank

To prepare for notarization at a bank, bring a valid form of photo identification, such as a state-issued driver’s license, U.S. military ID, or U.S. passport. The identification must be unexpired and include a photograph, physical description, and the bearer’s signature.

The document must be complete but remain unsigned until you are in the notary’s presence. This allows the notary to witness your signature. The notary’s function is to verify your identity and confirm your willingness to sign the document, not to assess its truthfulness or legality. They ensure you are signing voluntarily and understand the transaction.

If the document necessitates additional witnesses, it is the signer’s responsibility to bring their own. A notary cannot serve as both the notary and a required witness for the same transaction to avoid conflicts of interest. While a bank associate might sometimes act as a witness, bringing your own independent witnesses is recommended.

Alternative Notary Service Options

If bank notary services are unavailable or inconvenient, consider alternative options. Many mailbox and shipping stores, such as The UPS Store, offer notary services, typically charging $6 to $10 per signature. Public libraries also frequently provide notary services, with varying availability and fees.

Other professional settings, like some law offices or real estate firms, may offer notary services, often to their clients or for a fee. For those unable to travel, mobile notaries can come to a specified location, offering convenience. This service usually entails a higher cost due to travel fees, often ranging from $25 to $50 per visit in addition to per-signature charges.

Remote Online Notarization (RON) is another option, allowing notarization virtually via webcam. As of 2024, most U.S. states permit RON, though regulations vary. This method involves identity verification through credential analysis and multi-factor authentication, followed by a live video call with a notary where electronic signatures are applied.