Does Medicaid Cover Contacts in Texas?
Understand Texas Medicaid's provisions for contact lenses. Learn if your vision care needs are covered and how to access benefits.
Understand Texas Medicaid's provisions for contact lenses. Learn if your vision care needs are covered and how to access benefits.
Medicaid in Texas provides healthcare services to eligible low-income residents, including vision care. Coverage for specialized items like contact lenses depends on the recipient’s age and medical necessity. The program aims to ensure access to essential vision services.
Texas Medicaid offers vision benefits with distinct provisions for different age groups. Children and young adults under 21 receive comprehensive vision care through Texas Health Steps, the state’s Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) program. This program includes regular medical, dental, and vision check-ups. For individuals under 21, benefits include one eye exam every 12 months and prescription glasses every 24 months, or more frequently if vision changes significantly. Medically necessary contact lenses are also covered under Texas Health Steps.
For adults aged 21 and older, Texas Medicaid vision benefits are more limited. Standard coverage includes one routine eye exam every 24 months and prescription eyeglasses if medically necessary. Adults in specific managed care programs like STAR+PLUS may have more extensive vision benefits, such as an annual routine eye exam and an allowance for eyeglasses or contact lenses. All vision services must be medically necessary.
Texas Medicaid covers contact lenses only when medically necessary to correct a vision defect, not for cosmetic purposes or convenience. If eyeglasses can adequately correct the vision problem, contact lenses are generally not covered. The primary requirement for coverage is that the individual’s eye condition necessitates contact lenses as the only effective means of correction.
Specific medical conditions that typically warrant contact lens coverage include aphakia (absence of the eye’s lens, often after cataract surgery), severe anisometropia (significant difference in refractive power between eyes), keratoconus (thinning and bulging of the cornea), and irregular astigmatism that cannot be corrected with conventional eyeglasses.
For individuals under 21, non-prosthetic contact lenses are available once every 24 months, unless there is a significant change in visual acuity (a diopter change of 0.5 or more in sphere, cylinder, or prism measurements, or axis changes), or if the lenses are lost or destroyed. For adults, non-prosthetic contact lenses are also generally limited to once every 24 months, with similar provisions for significant vision changes or loss/destruction. Prior authorization from the Texas Health and Human Services Commission (HHSC) or its designee is typically required for non-prosthetic contact lenses, except in emergencies, to ensure medical necessity. Cosmetic contact lenses are explicitly not a covered benefit.
Once an individual determines they meet the medical necessity criteria for contact lens coverage under Texas Medicaid, the next step involves obtaining them. The process begins with finding an eye care provider, such as an optometrist or ophthalmologist, who is enrolled in the Texas Medicaid program. Many Medicaid managed care organizations, such as Superior Vision of Texas or VSP, offer online provider search tools or phone lines to help beneficiaries locate in-network eye doctors. Beneficiaries can also check with their specific Medicaid health plan for a directory of participating providers.
After identifying a suitable provider, the individual should schedule a comprehensive eye exam. During this appointment, the eye care professional will assess the patient’s vision and ocular health, determining if contact lenses are medically necessary based on the established criteria. The provider plays a crucial role in documenting the medical necessity, which is essential for Medicaid reimbursement. They will then prescribe the appropriate contact lenses.
The prescribed medically necessary contact lenses can often be filled directly through the eye care provider’s office or an approved optical dispensary that accepts Texas Medicaid. The provider will handle the submission of claims to Medicaid, ensuring that the medical necessity documentation accompanies the request for authorization, if required. Follow-up appointments may be necessary to ensure proper fit and vision correction with the new lenses.