Does H&R Block Take Credit Cards for Payment?
Learn whether H&R Block accepts credit cards for payment, potential fees involved, and what to consider before choosing this payment method.
Paying for tax preparation services should be convenient, especially with a well-known provider like H&R Block. Whether filing online or visiting a local office, customers often want to know their payment options in advance.
Accepted Payment Methods
H&R Block offers multiple payment methods to suit different preferences. Customers can use debit cards online and in physical locations for direct payments from their bank accounts.
For those who prefer electronic transfers, direct bank withdrawals allow a one-time deduction from a checking or savings account.
Cash payments are accepted at physical offices. Some locations may also take personal checks or money orders, though availability varies, so it’s best to check with a specific branch.
Using Credit Cards
H&R Block accepts major credit cards, including Visa, Mastercard, American Express, and Discover, for both online and in-person payments. This option helps manage cash flow and may offer rewards such as cashback or travel points, though eligibility depends on the card issuer.
Credit card payments also provide fraud protection. If unauthorized charges occur, cardholders can dispute the transaction under consumer protection laws.
Possible Additional Charges
Tax preparation costs vary based on the complexity of the return and selected services. More intricate filings, such as those involving self-employment income, rental properties, or investments, typically require additional forms, increasing the overall price. Filing a Schedule C for business income or a Schedule D for capital gains, for example, may result in higher fees.
Audit support is another potential expense. While H&R Block offers basic guidance if the IRS questions a return, full representation usually requires purchasing an audit defense package, which may be beneficial for complex tax situations.
Some customers may also face fees related to refund disbursement. Choosing a Refund Transfer, which deducts tax preparation costs from the refund instead of requiring upfront payment, includes processing charges. Receiving a refund on a prepaid debit card instead of direct deposit or check may also involve administrative fees.