Does Chase Transfer Points to Marriott Bonvoy?
Seamlessly combine your Chase Ultimate Rewards with Marriott Bonvoy. Understand the process and optimize your points for hotel redemptions.
Loyalty programs offer various ways to enhance travel experiences, from flights to hotel stays. Points earned through credit card spending can be a valuable asset, providing opportunities to redeem for travel or transfer to partner loyalty programs. Understanding how these point systems interact can unlock additional value for travelers planning their next trip.
Transferring Chase Ultimate Rewards to Marriott Bonvoy
Chase Ultimate Rewards points are a flexible currency accumulated through eligible Chase credit cards. These points can be redeemed for various travel options, including direct bookings through the Chase portal, or transferred to a selection of airline and hotel loyalty programs. Marriott Bonvoy, Marriott International’s loyalty program, stands as one of Chase Ultimate Rewards’ hotel travel partners. This partnership allows cardholders to convert their Chase points directly into Marriott Bonvoy points, which can then be used for hotel stays and other redemptions.
Step-by-Step Transfer Process
Transferring Chase Ultimate Rewards to Marriott Bonvoy is a straightforward online process. Begin by logging into your Chase account and navigating to the Ultimate Rewards portal.
Within the portal, select “Transfer to Travel Partners” (often under a “Travel” or “Earn/Use” menu). After selecting Marriott Bonvoy, enter your Marriott Bonvoy account number. The name on your Chase account must precisely match the name on your Marriott Bonvoy account for a successful transfer.
Enter the desired number of points, typically in 1,000-point increments. Confirming the transaction initiates the transfer.
Understanding the Transfer Ratio and Point Value
The standard conversion rate for transferring Chase Ultimate Rewards points to Marriott Bonvoy is a 1:1 ratio. While the ratio is direct, the redemption value of points can differ significantly between the two programs.
Chase Ultimate Rewards points are generally valued higher, around 2.0 to 2.05 cents per point. In contrast, Marriott Bonvoy points typically hold a lower redemption value, estimated between 0.7 to 0.93 cents per point.
This disparity suggests converting Chase points to Marriott Bonvoy may result in a perceived decrease in value compared to other Chase Ultimate Rewards redemptions. Occasional promotional bonuses may offer more points for a transfer, but the difference in point valuation remains an important consideration.
Important Considerations for Point Transfers
Transfers from Chase Ultimate Rewards to Marriott Bonvoy generally process within a few days; some are near-instant, while others may take up to four business days. Allow adequate time, especially for time-sensitive travel.
Points transferred to Marriott Bonvoy are subject to Marriott’s point expiration policy. Marriott Bonvoy points expire if an account remains inactive for 24 consecutive months.
A point transfer resets this 24-month clock, keeping points active. Transfers cannot be reversed once submitted, so confirm all details beforehand.