Can H&R Block Get My IP PIN for Tax Filing?

Understanding the intricacies of tax filing is crucial for taxpayers, especially when it involves safeguarding against identity theft. One protective measure is the Identity Protection Personal Identification Number (IP PIN), a six-digit code provided by the IRS to prevent fraudulent use of Social Security numbers on federal tax returns. As tax season approaches, many individuals turn to professional services like H&R Block for assistance. A common question arises: can your tax preparer obtain your IP PIN? This highlights the importance of understanding third-party access in tax preparation and ensuring sensitive information is protected during the filing process.

Why a Paid Preparer Might Need the IP PIN

Paid preparers play a key role in ensuring accuracy and compliance with IRS regulations. The IP PIN verifies the taxpayer’s identity when filing returns and is essential for submitting legitimate tax returns. The IRS requires the IP PIN for individuals who have been issued one, as part of efforts to combat tax-related identity theft. Including the correct IP PIN prevents unauthorized filings and fraudulent refunds, which is especially critical for clients with a history of identity theft or those at higher risk.

The IP PIN changes annually, requiring preparers to work closely with clients to obtain the current year’s number. Failure to include it can result in the rejection of the tax return, causing delays and potential penalties for late filing.

Establishing Authorization for Third-Party Access

Taxpayers must authorize their preparer to access necessary personal information, including the IP PIN. IRS Form 2848, Power of Attorney and Declaration of Representative, is commonly used for this purpose. This form allows the preparer to represent the taxpayer before the IRS and access specific tax information.

Taxpayers should carefully consider the scope of authority they grant, which may include filing returns or representing them in audits. This decision should be based on the preparer’s credentials, compliance with IRS standards, and their commitment to safeguarding sensitive information. Once authorization is in place, the preparer can efficiently manage the filing process, including handling the IP PIN securely.

Confirming Security Measures During Filing

Protecting taxpayer information during filing is essential. The IRS recommends multifactor authentication (MFA) for accessing tax preparation software, requiring users to verify their identity through multiple methods, such as a password and a code.

Tax preparers should follow cybersecurity best practices, including software updates, encryption, firewalls, antivirus programs, and regular data backups. The IRS Publication 4557 provides guidelines for protecting taxpayer data, and preparers are encouraged to use the IRS’s secure e-Services platform for handling sensitive data like the IP PIN.

Retrieving an IP PIN if You Misplace It

Misplacing your IP PIN can be stressful, but the IRS provides tools to retrieve it. The “Get an IP PIN” tool on the IRS website allows eligible taxpayers to recover their number by verifying their identity with information such as their Social Security number, filing status, and address.

If online retrieval isn’t possible, taxpayers can call the IRS helpline or visit a local Taxpayer Assistance Center. Scheduling an appointment and bringing proper identification, such as a government-issued ID, can expedite the process.

Potential Filing Delays if an IP PIN Is Missing

Failing to include an IP PIN can delay tax return processing, as the IRS uses it to verify identity and prevent fraud. Returns submitted without the IP PIN are typically rejected, requiring resubmission after the omission is corrected. This back-and-forth can add weeks to the process, especially during peak filing times.

Delays may also lead to late filing penalties if the April deadline is missed. The IRS imposes a 5% penalty on unpaid taxes for each month the return is late, up to 25%. Filing for an automatic extension using Form 4868 can provide an additional six months, though it doesn’t extend the time to pay taxes owed.

A missing IP PIN can also delay refunds, as the IRS won’t process the return without it. Taxpayers relying on refunds for financial obligations should ensure their IP PIN is accessible before filing to avoid complications.

Alternative Steps if a Preparer Cannot Access Your IP PIN

If a preparer cannot access a client’s IP PIN, the taxpayer must retrieve it themselves using IRS tools or by contacting the IRS. Once obtained, the taxpayer should securely share the number with their preparer, avoiding unsecured communication methods like email.

If the IP PIN cannot be retrieved promptly, the preparer may file the return without it, though this will likely result in rejection. The return can then be amended and resubmitted once the IP PIN is available. In rare cases where the IP PIN cannot be obtained, filing a paper return may be necessary. This method bypasses the IP PIN requirement but significantly slows processing times. Taxpayers should include an explanation for the missing IP PIN and any supporting documentation, such as proof of identity theft or correspondence with the IRS.