Are Notary Public Services Free at Banks?

Notary public services are often sought for various legal and financial documents. A common question is whether banks provide these services and if they are free. While many financial institutions offer notary services, the specifics of cost and availability vary depending on the bank and whether an individual holds an account there.

Notary Services at Banks

Many banks across the United States offer notary public services to their customers. These services are frequently provided as a complimentary benefit for account holders, such as those with checking accounts or savings accounts. For individuals who do not have an account with a particular bank, a small fee may be charged for notarization, often ranging from $15 to $20 per document. In some instances, banks may even decline to notarize documents for non-customers. It is always advisable to contact a specific bank branch in advance to confirm the availability of a notary, their operating hours, and any applicable fees or restrictions on document types.

Bank notaries are typically employees who have undergone the necessary training and received a commission from the state government. They serve as impartial witnesses to verify signatures and ensure documents are executed properly. Not every branch will have a notary available at all times, so calling ahead can prevent an unproductive trip and ensure a smooth notarization process.

Preparing for a Notarization

Proper preparation is essential before visiting a notary public to ensure the notarization process proceeds without delays. The most important requirement is presenting a valid, government-issued photo identification. Acceptable forms of identification typically include a state-issued driver’s license, a state-issued identification card, a U.S. military ID, or a U.S. passport. The identification must be current and unexpired, as notaries are generally unable to accept expired or altered documents.

The document requiring notarization should be completely filled out but remain unsigned until you are in the presence of the notary. This allows the notary to witness your signature directly. Notaries are prohibited from offering legal advice or helping to complete the document’s content.

Finding Notary Services Elsewhere

If a bank is not a viable option, several other locations commonly provide notary public services. Costs and availability can vary, so it is prudent to call ahead to confirm a notary’s presence and inquire about their fees.

Common places to find notary services include:
Shipping and postal service stores: These often have notaries on staff and typically charge a fee per signature, ranging from $2 to $30.
Public libraries: Many offer notary services, sometimes for free or for a nominal fee, such as $5 to $10.
Mobile notaries: These professionals travel to your location, offering flexibility but at a higher cost, typically $70 to $200 or more depending on travel distance and complexity.
Online notarization services: Remote notarization is available through video calls for a fee around $25, though acceptance varies by state or receiving entity.